El seguro franquicia cero de Allianz te permite recuperar tu dinero en caso de ocasionarle daños al coche de alquiler

Allianz Car Hire Excess Insurance for Residents in Spain

Franquicia Cero, the Car Hire Excess Insurance for Residents in Spain

Request a quote and learn about "Franquicia Cero", the Allianz Car Hire Excess Insurance for Residents in Spain. (Available only in Spain)

Reasons for reimbursement with Allianz's Car Hire Excess Insurance for Residents in Spain

Renting a car? Did you know that «Allianz Franquicia Cero» allows you to recover your money in case you cause damage to the rental vehicle?

Allianz's "Franquicia Cero" reimburses you for the following reasons:

  • Traffic Accident
  • Vehicle Theft
  • Scratches caused by Vandalism

The insurance can be contracted as long as you are a Resident in Spain and your trip is within Spain, Europe, or countries bordering the Mediterranean Sea.

Customer reviews complementing their rental with "Franquicia Cero".

More and more people ensure the rental car's excess through "Franquicia Cero" when traveling within Europe. This way, they recover their money in case of an unexpected situation.

Marie SpaakMarie Spaak
16:10 27 Jan 21
Excelente experiencia en un momento difícil
Alahan MedinaAlahan Medina
17:40 11 Nov 20
Realice un viaje a España contratando el seguro de viaje internacional con AllianzaNTWRK, quienes me brindaron un excelente servicio y principalmente mantuvieron una cercana comunicación en todo momento.Muchas gracias!!!
Elizabeth AsanzaElizabeth Asanza
15:30 18 Oct 20
Miguel PerezMiguel Perez
08:47 28 Sep 20
R DdmR Ddm
10:46 24 Sep 20
Gran profesional, rapidez , eficacia y profesionalidad, gracias a ti
Alan PinoAlan Pino
11:13 11 Sep 20
Contraté un seguro de franquicia cero para un alquiler de coche. A 22€ para 4 días, mucho más conveniente que el que ofrece la compañía de alquiler. El agente muy rápido en dar sus respuestas. Repetiría.
Ayudo ArtistasAyudo Artistas
15:20 29 Jun 20
Super rápido las contestaciones a las preguntas planteadas un precio súper competitivo y señales de un gran profesional pues me llegó a contestar en domingo dada la premura de mis necesidades. Cuando vuelva a necesitar un servicio similar volveré a contratar con él.
Carolina EscobarCarolina Escobar
19:45 28 Jun 20
Llevo muchos años contratando mis seguros con Jacob y todo es fenomenal siempre me proporciona información Buenos precios y siempre esta disponible para resolver mis dudas. Lo recomiendo 100%
Rafa CRafa C
14:29 24 Jan 20
Servicio rápido y muy profesional.Lo utilizo cada vez que tengo que tengo que contratar el seguro de franquicia cero, por alquilar un coche y siempre he tenido una respuesta muy satisfactoriaSin duda seguiré utilizando sus servicios
Karen GarciaKaren Garcia
13:28 04 Dec 19
He contratado en dos ocasiones con el agente Jacob Mendoza y ha sido muy atento, rápido y resolutivo. El seguro de cancelación Passport me ha funcionado muy bien. Lo recomiendo al 100%.
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FREE Consultation on "Franquicia Cero," the excess reimbursement insurance for rental cars

Write to us, we will be happy to resolve all your doubts.

Ensure the Excess with the Collision Damage Excess Waiver Insurance (CDEW) of Allianz Spain

We explain below the material damages that Allianz «Franquicia Cero» reimburses.

 

Damage to the car from a Traffic Accident

Seguro Franquicia Cero de Allianz cuenta con devolución en un accidente de circulación - Allianz Car Hire Excess Insurance for Residents in Spain

If the car you have rented suffers damage due to a traffic accident, Allianz will reimburse you the amount claimed by the rental company used to cover the vehicle damages with a maximum capital of up to €3,000.

Damage from Theft of the Rented Vehicle

Seguro Franquicia Cero de Allianz cuenta con cobertura en caso de robo - Allianz Car Hire Excess Insurance for Residents in Spain

If the car you have rented suffers damage due to theft, Allianz will return the excess with a maximum of up to €3,000.

Damage caused by Vandalism when it comes to Scratches

Seguro Franquicia Cero de Allianz te garantiza devolución por rasguños - Allianz Car Hire Excess Insurance for Residents in Spain

If the car you have rented suffers damage due to scratches by vandalism, Allianz will reimburse you the excess with a maximum of €3,000.

Request a quote and learn about the contracting details of "Franquicia Cero."

Frequently Asked Questions about Allianz Car Hire Excess Insurance for Residents in Spain

In the context of insurance, the excess—known in other countries as «deductible»—is the total amount of money that the insured must assume to cover the cost of damages caused by an incident, according to the contract previously agreed with the insurance company.

From the stipulated amount, the insurance company is responsible for compensation. The amount charged to the insured can be a percentage of the insured amount or a fixed value. Generally, this amount is deducted from the reimbursement made by the insurer.

In other words, Excess is the amount of any claim that you (the policyholder) must pay. After this amount your insurer will cover the remaining cost.

You can choose to increase your excess at policy inception or renewal in return for a reduction in premium.

The presence of an excess on your policy means that you effectively self-insure for the sum of the excess.

Insurers apply excesses to discourage small claims and to keep the overall cost of insurance down.

Renting a car can prove to be a very convenient service. However, you have to be wary, as there are some hidden fees that you may not know about such as car hire excess (also known as Collision Damage Waiver). 

Car hire excess insurance (sometimes referred to as Collision Damage Excess Waiver Insurance or CDEW) is a safety net to these hidden fees. More often than not, when taking out a normal car hire insurance policy, it will also include a Collision Damage Waiver Insurance (CDΕW). Whilst this is perfectly fine and true , you should be aware that if the hire car is stolen or damaged, you will more likely than not be held liable to pay the excess.

This excess can range from 500€ to 2000€, potentially leading to significant outlays. To mitigate these unforeseen expenses, Allianz Assistance provides standalone Rental Car Excess Insurance for a worry-free vehicle rental within Spain, Europe and countries bordering the Mediterranean Sea. Our coverage is available for drivers aged over 25 years of age residing in Spain who rent a car in Europe for up to 28 days.

The way «Franquicia Cero» works is fairly straightforward. When taking out a standard car hire insurance policy, your rental company will secure the vehicle excess against your credit card, and will then deduct this fee in the case of an accident/damage. This is the excess that will be reimbursed by Allianz Assistance in the event of a claim.

Having to reach into your pocket for a cost that you haven’t planned on for whatever reason can prove to be extremely frustrating. By taking out a car hire excess insurance policy from Allianz Assistance, you’ll be able to drive your rental car without fear of unwanted costs.

«Franquicia Cero» is the spanish excess reimbursement insurance from Allianz Assistance and can be hired only if you are a legal resident in Spain

Through Franquicia Cero, you can recover your money if you cause damage to the vehicle as a result of a traffic accident, theft, or even scratches caused by vandalism.

What is the maximum reimbursement capital of the Insurance and contracting time?

Throughout 2024, the return insurance will offer you a reimbursement of up to €3,000. Capital that adapts to each case and cannot be decreased or increased.

Throughout 2024, the return insurance will offer you a reimbursement of up to €3,000. Capital that adapts to each case and cannot be decreased or increased.

The insurance is contracted via email or by phone and can be done on the same day. We explain the steps:

Request a quote by completing the following form: Click here. We will ask for the main driver’s date of birth, the start date, the end of the rental, and the destination.

Receive an official quote, with the possibility of downloading the general conditions and the informative note to know the exclusions.

If you agree, following the indications of the quote, you must send us your acceptance and the requested information to issue the policy.

Finally, you will receive the policy sent directly by Allianz Assistance within a maximum of 24 hours.

The return insurance is created for private individuals residing in Spain who rent a tourism-type car for vacation or business use. The car cannot be luxurious, motorhome or camperized, nor can vehicles be contracted for public transport of people or goods. Cars for removals, motorcycles, or all-terrain or 4×4 vehicles are not accepted.

Yes, Franquicia Cero insurance is available both for Spanish territory and for all countries in Europe and countries whose location borders the Mediterranean Sea.

In the Allianz policy, several main drivers can be added; however, they must appear nominated in the car rental contract mandatorily.

Whenever you rent a car for vacations or a business trip, our recommendation is that you contract the «Franquicia Cero» complement which will allow you to recover your money in case you cause damage to the rental car, this way you will rent with more confidence and be more at ease during your trip.

As a general rule, it must be contracted 24 hours before the rental starts; however, there could be exceptions that must be assessed.

If you have the car in your possession or the rental contract has started, the insurance cannot be contracted.

Yes, if you contract Franquicia Cero insurance with us, you will get up to a 10% discount on contracting travel assistance and/or cancellation insurance.

It is possible; however, there are some restrictions with respect to off-road vehicles. Allianz does not allow insuring those in segments C, D, E, and F.

If you have any doubts about whether a model is insurable or not, contact us, we will verify it with Allianz directly.

Allianz’s «Franquicia Cero» insurance can only be contracted by Spanish RESIDENTS.